Kotak General Insurance Company Limited



A 100% subsidiary of India's fastest growing bank, Kotak Mahindra Bank Ltd., Kotak Mahindra General Insurance was established to service the growing non-life insurance segment in India. Kotak Mahindra Bank Ltd. Established in 1985, is a one stop shop for all your banking needs. The bank offers a wide range of personal finance solutions, from savings accounts to credit cards, and distribution of mutual funds to life insurance products. Kotak Mahindra Bank offers transaction banking, operates lending verticals, manages IPOs and provides working capital loans. Kotak has one of the largest and most respected Wealth Management teams in India, which provides a gamut of solutions to high net worth individuals, entrepreneurs, business families, and employed professionals. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the group's flagship company, received banking license from the Reserve Bank of India (RBI), becoming the first nonbanking finance company in India to convert into a bank - Kotak Mahindra Bank Ltd. (KMBL). Effective April 1, 2015, ING Vysya Bank Ltd has merged with Kotak Mahindra Bank Ltd creating a Rs. 2 trillion institution (consolidated). The merged entity - Kotak Mahindra Bank Ltd. has a significant national footprint of 1,261 branches and 1,939 ATMs spread across 641 locations, affording it the capacity and means to serve even better.

The company aims to cater to a wide range of customer segment & geographies offering an array of non-life insurance products like Motor, Health, etc. As a practice, the company seeks to provide a differentiated value proposition through customized products & services leveraging state of art technology & digital infrastructure.

Kotak General Insurance Company Product Portfolio
Health Insurance:

Kotak health insurance is designed for all hospitalisation and healthcare needs.

  • Kotak Health Care: As people rightly say, health is wealth, which is why we have Kotak Health Care - a comprehensive health insurance plan to ensure you and your family members are always well-protected.
  • Kotak Secure Shield: In today's stressful world, critical illnesses are becoming more and more common. With Kotak Secure Shield, you can protect yourself and your family against the expenses that come with treating these illnesses, without having to compromise on the quality of healthcare

Motor Insurance:

At Kotak General Insurance, we ensure you have all the cover you need with our comprehensive insurance plans for your vehicles against third party liability as well as all losses such as fire, theft, riots, flood etc.

  • Private Car: Keeping your vehicle safe and secure is important. That's why we've created Kotak Car Secure, a comprehensive insurance plan that is your friend on the road.
  • Two Wheeler: Your two wheeler takes you on endless joyrides, provides you with a spirit of adventure and freedom to traverse distances. With our Two Wheeler Policy, we secure your every ride be it to work, home or leisure so that you can continue enjoying your joyrides, adventures and freedom without any worries
  • Passenger Carrying Vehicles: When you have passengers in your vehicle, you are responsible for them. Make sure you're always prepared with our comprehensive Passenger Carrying Vehicle Insurance Plan.
  • Miscellaneous Vehicles: Different businesses have different kinds of requirements. Ensure all your commercial vehicles are insured with our Miscellaneous Vehicle Insurance plan that covers everything from tractors and excavators, to shovels, grabs, mobile rigs and more.
  • Goods Carrying Vehicles: We understand that bigger wheels need more assurance, and so we have come up with Kotak Commercial Vehicle Secure - Goods Carrying Vehicle - A comprehensive truck insurance plan that provides complete protection for your goods carrying vehicles.

Other Insurance:

At Kotak General Insurance, we ensure you have all the cover you need with our comprehensive insurance plans for your vehicles against third party liability as well as all losses such as fire, theft, riots, flood etc.

  • Liability Only Private Car: With a Third Party Liability policy, you can keep others safe and secure too. We will cover your legal liability towards third parties for bodily injury (including death) and property damage caused by an accident involving your vehicle.
  • Liability Only Miscellaneous: In order to keep everybody safe, our Third Party Liability policy provides cover for any damage to third-party property and third-party bodily injury (including death) caused by an accident involving your vehicle.
  • Liability Only Goods Carrying Vehicles: While you keep your truck safe, our Third Party Liability policy will help you keep others safe too. If your vehicle causes bodily injury (including death) or property damage to a third party, we'll take care of it for you.
  • Liability Only Passenger Car: While you're responsible for the passengers in your vehicle, our Third Party Liability policy will keep those outside your vehicle safe as well. We'll cover any liability from bodily injury (including death) and property damage caused by your vehicle.
  • Liability only two wheeler: With a Third Party Liability policy, you can keep others safe and secure too. We will cover your legal liability towards third parties for bodily injury (including death) and property damage caused by an accident involving your vehicle.