IFFCO Tokio General



IFFCO Tokio General Insurance Company Limited was formed in 2000 with a vision of being a pioneer in building customer satisfaction through transparency and quick response in Insurance. It came into existence after the joint venture between Tokio Marine, Indian Farmers Fertilizer Co-operative (IFFCO) and Nichido Fire Group (which is recognized as a largest listed insurance group in Japan) was formed. IFFCO Tokio General Insurance enjoys pan India presence with 78 strategic business units (SBU's) and a vast network of more than 171 'Lateral Spread Centres' (LSC's) and 400 Bima Kendras.

At present, IFFCO Tokio general insurance offers a diversified range of customized plans covering a vast range of clients'- from farmers to automobile companies. It has devised plans to fulfil requirements of both retail and corporate customers who need customisation in product to suit their varying needs. Other than traditional insurance products, the company has also launched niche products like Credit Insurance, Fine Arts Insurance, P & I Insurance, Errors & Omission Policy for the IT Sector etc. Furthermore, these products are supported by a network of branches and agencies and thus, facilitate quick and convenient services. At the same time it has steadfastly carried out its rural centric initiatives by launching products like Sankat Haran Bima Yojana, Mausam Bima Yojana, Mahila Suraksha Bima Yojana and Janata Bima Yojana for the masses.

IFFCO Tokio is the only insurance company in India to launch 100%-owned distribution channel, called IFFCO-Tokio Insurance Services Ltd (ITIS), for servicing its retail customers. Currently, ITIS has a highly motivated workforce of over 1500 employees in over 350 towns in India.

IFFCO Tokio issues instant policy and renewals through its website for retail insurance products such as Car Insurance, Two Wheeler Insurance, Travel Insurance, Health Insurance and Home Insurance.

Awards & Recognition

2013-2014

  • IFFCO-Tokio wins National Award for the successful implementation of RSBY by Ministry of Labor, Government of India.

2012-2013

  • IFFCO-Tokio Wins the CIO100 Super achiever Awards
  • IFFCO-Tokio Conferred "Best Employer Brand " at IPE BFSI Awards
  • AITA E-commerce Award for IFFCO-Tokio

2011-2012

  • CIO 100 Award for Operational and Strategic Excellence in IT by M/s IDG for the year
  • IFFCO-Tokio General Insurance Bags Silver Edge Award for 2011 "Automated Motor U/W"
  • IFFCO-Tokio General Insurance was awarded C - Change Enterprise Gold Award 2011 for implementing of Motor CRM escalation process
  • IFFCO-Tokio General Insurance Wins Top 100 CISCO Award 2011 for demonstrating excellence and achievements in IT Security.

2009-2010

  • Uptime Champion award for using IT to secure competitive advantage by M/s Express Computers
  • Amity HR Excellence award for the year
  • Institute of Chartered Accountants (ICAI) award for excellence in financial reporting

2006-2007

  • Ranked No.1 in motor insurance across industry in a Customer Satisfaction Survey conducted by Voluntary Organization in interests of Consumer Education (VOICE)

2005-2006

  • Second prize as company of the year based on overall performance by TMA
  • Best project award for developing an integral brand strategy for insurance brands.

Health Insurance Plans:

IFFCO Tokio health plans help to protect your family against financial emergencies caused by sudden critical illness or hospitalisation. It promises to take care of all your financial distress during a medical emergency. Good coverage, competitive premium and exemplary service are what distinguishes IFFCO Tokio health plans from other insurers.

Family Health Protector Policy:

The Family Health Protector plan is a comprehensive cover and pure benefit policy that offers lump-sum benefits. The cover allows you to include a larger number of relatives such as siblings, brother- or sister-in-laws, and nephews or nieces who are dependent on you as well as your spouse and children. A family health insurance policy by IFFCO Tokio provides cover for the whole family for eventualities that lead to injury or disease, at an affordable premium. A family health plan covers expenses related to hospitalization, treatment, surgery, organ transplantation etc.

Health Protector Policy:

This IFFCO-Tokio General Insurance company Limited policy offers health protection cover for the insured and his/her family. It covers hospitalisation, specialist fees, medical services costs, and even hospitalisation expenses for traditional medical practices such as Ayurveda, Homeopathy, Unani and/or Sidha.

Swasthya Kavach Policy:

The Health Protector Policy provides health protection cover for the insured and his/her family and covers illnesses, and injuries and related hospitalisation costs and medical expenses. It serves as a family health policy as well as a mediclaim cover.

Individual Medishield Policy:

The Individual Medishield Policy provides cash-free hospitalisation in more than 3000 hospitals across India in case of illness or an accident resulting in hospitalisation. The policy also reimburses expenses incurred during pre and post hospitalisation stages of the treatment. In an unfortunate event of you or your family members meeting with an illness or accident resulting in hospitalization, IFFCO Tokio's Individual Medishield Insurance Policy gives you cash free hospitalization benefit in more than 4300 hospitals across India. The Policy also reimburses expenses incurred during pre-hospitalization and post-hospitalization stages of the treatment.

Personal Accidental Insurance Policy:

IFFCO Tokio General Insurance's Personal Accident Insurance Policy is a cover for these uncertainties of life. It protects you from the economic repercussions of having a mishap and offsets any unexpected medical expenses.

Critical Illness Insurance:

IFFCO Tokio General Insurance's Critical Illness Insurance policy provides the right kind of cover against critical illnesses at an affordable price. By paying a fraction of the normal premium for a full-fledged medical cover, complete protection is offered in times of need. IFFCO-Tokio General Insurance's Critical Illness Insurance Policy provides just the right kind of cover for such crucial situation at a very affordable price.

Health Protector Plus Policy:

This IFFCO Tokio General Insurance company limited plan acts as an additional cover over and above the deductible amount, covering hospitalization expenses if the insured person contracts a disease or is injured in an accident. The policy covers hospitalization expenses which intends to provide coverage to you and your family in the eventuality of high treatment costs for any injury or disease related contingencies like hospitalization, organ transplantation etc.

IFFCO Tokio Car Insurance Plans:

IFFCO Tokio General Insurance Company's policies are a life-saver when your car takes a hit on the roads. The add-on riders offered by IFFCO Tokio plans come in handy in times of distress.

IFFCO Tokio Car Insurance Policy:

The comprehensive car insurance plan takes care of expenses from man-made or natural events that may lead to damages to the car, the occupants or third parties.

IFFCO TOKIO's 24 x 7 On-Road Assistance:

This is an additional benefit, only available for online buyers of the private car comprehensive policy, for round-the-clock emergency assistance services in case of vehicle immobilisation at home, work or during travel.

IFFCO Tokio Value Auto Coverage:

Offers 12 benefit options from which the insured can choose additional covers required by him or her. The extra cover is available at a very small cost to holders of the motor package policy.

IFFCO Tokio Two Wheeler Insurance:

IFFCO Tokio two wheeler insurance enables you to enjoy your two wheeler ride as you zip across the bustling streets. It reduces your financial liability incurred in case of an accident or theft.

IFFCO Tokio Travel Insurance Plans:

IFFCO Tokio travel insurance plans give you the benefit of travelling with confidence either abroad or within India, thereby ensuring you a complete hassle free travel with peace of mind.

Overseas Travel Insurance Policy:

IFFCO Tokio offers travel insurance policies for international travellers covering financial risks arising due to accidents, medical expenses, repatriation, loss or delay of checked baggage, loss of passport, cancellation of flights, etc.

Pravasi Bhartiya Bima Yojna:

The Ministry of External Affairs has made it compulsory for all Indian emigrants going abroad for employment purposes to take Pravasi Bhartiya Bima Yojna insurance to protect from risks of working abroad.

IFFCO Tokio Home Insurance Plans:

IFFCO-Tokio General Insurance Company's Plans help to safeguard your home and its contents in case of an ill-fated event such as natural calamities and man-made disasters.

IFFCO Tokio Home and Family Protector Insurance Policy:

Home and Family Protector Policy provides comprehensive protection in one policy to the insured, his/her family members and domestic employees, covering household assets, interests and liabilities. Safeguarding your house against possible risks can be one of the ways to lead a stress-free life.

IFFCO Tokio Home Suvidha Policy:

The Home Suvidha policy provides protection to the home against a wide range of risks. Depending on suitability and the extent of the risk, one can opt from many sum insured categories. IFFCO Tokio has included coverage that helps in protecting your physical structure to ease you of any financial burden during the hour of crisis.

IFFCO Tokio Personal Accident Insurance Plan:

Personal accident cover is highly recommended to all persons. IFFCO Tokio personal accident insurance gives wide-ranging benefits to the insured, which also prove to be beneficial for the family. Apart from medical treatment expenses, it also bears the education expenses of your children and spouse. It secures your family a future that you always desired to give your loved ones.

Individual Accidental Insurance Policy:

The personal accidental insurance policy provides complete protection to the insured person against all accidents that may lead to death or bodily injury. Benefits include education benefit, employment benefit, ambulance benefit and cumulative benefit.

Other Insurance provided by IFFCO Tokio General Insurance Company

IFFCO Tokio General Insurance Company offers various other policies for trade and businesses. These policies help firms and traders to cover against any loss that they may suffer in the course of business due to unforeseen events, whether man-made or natural

  • Trade Protector Policy
  • Trade Suvidha Policy

Business Insurance

  • Liability Insurance
  • Marine Insurance
  • Property (Fire & Engineering) Insurance
  • Others Business Products Insurance
  • Corporate Health

Micro & Rural Insurance

  • Kisan Suvidha Bima
  • Pashu Dhan Bima Yojana
  • Pradhan Mantri Fasal Bima Yojana (PMFBY)
  • Unified Package Insurance Scheme (UPIS)
  • Janata Suraksha Bima Yojna
  • Jan Sewa Bima Yojna
  • Jan Suraksha Bima Yojna & Mahila Suraksha Bima Yojna

Special Insurance

  • Comprehensive General Liability (CGL)
  • Credit Insurance
  • Errors and Omissions (Technology) Insurance
  • Fine Arts Insurance - Private collectors, Dealers and Gallery owners
  • Multi Modal Transport (MTO) Insurance