Cholamandalam MS General Insurance Company Ltd.



Cholamandalam MS General Insurance Company Ltd. is a Joint Venture between Murugappa Group and Mitsui Sumitomo Insurance Group of Japan. Cholamandalam MS offers a wide range of products that include Accident, Engineering, Health, Liability, Marine, Motor, Property, Travel and Rural insurance for individuals and corporate. The company achieved a GWP of Rs. 1855 crores in 2013-14. The company has 105 branches and over 9000 agents across the country.

The company champions a brand philosophy of T3 - Trust, Transparency and Technology. Chola MS has recently been awarded as the best insurance company across Asia for "Health Insurer Claims Team for the year 2013" at the Claims Asia Awards 2013 held at Hongkong. Amongst various awards and accolades; noteworthy amongst them is "Innovation Leader Award 2012" by Fintelekt. The company also received the best insurance company for "In time Claims Settlement for the year 2011-12" in the Rashtriya Swasthya Bima Yojana (RSBY) scheme run by the Ministry of Labour & Employment, Government of India. The company has been awarded "Financial Insights Innovation Award" for innovation in mobile enablement - Claims Survey Process in the recently concluded Asian Insurance Congress held at Singapore.

Chola MS General Insurance Company has a diversified product portfolio, including, accident, engineering, health, liability, marine, motor, property, travel and rural insurance for individuals and corporate. Currently, the company has 105 branches and over 9000 agents pan India. Some of the prestigious awards won by Cholamandalam MS General Insurance are:

  • Best insurance company award across Asia for "Health Insurer Claims Team for the year 2013" at the Claims Asia Awards 2013 held in Hong Kong
  • "Innovation Leader Award 2012" by Fintelekt
  • Best insurance company title for "In time Claims Settlement for the year 2011-12" in the Rashtriya Swasthya Bima Yojana (RSBY) scheme run by the Ministry of Labour & Employment, Government of India
  • Awarded "Financial Insights Innovation Award" for innovation in mobile enablement - Claims Survey Process in Asian Insurance Congress held at Singapore

Backed with viable IT infrastructure, Cholamandalam MS General Insurance is working towards providing utmost satisfaction to customers through a wide array of insurance products.

Cholamandalam MS General Insurance Plans & Policy Portfolio
Health Insurance:

Life is a surprise package of joys, happiness, challenges and setbacks. Sudden illness, accidental injuries and medical emergencies can throw us off guard anytime. While they drain us emotionally, owing to the soaring prices of medical services, the hospitalization and medicinal expenses can burn a big hole in your pocket. A good health insurance policy is mandatory to combat these tough times as it covers you and your loved ones completely against sudden financial burden caused by medical emergencies. Having a good health insurance plan ensures an immense peace of mind and assurance that you can focus on the healing and recuperation of your loved ones, instead of financial worries.

Chola Healthline:

Chola Healthline is a comprehensive Health Insurance Policy which provides coverage for medical expenses for families on a floating sum insured basis covering Self, Spouse and dependent children or on individual sum insured basis covering Self, Spouse, dependent children, dependent parents, parents-in-law and siblings,

Chola Swasth Parivar Insurance:

Chola Swasth Parivar is an affordable health insurance plan with flexible coverage options that meet your family's healthcare needs. Apart from covering hospitalization expenses, the policy also offers a personal accident cover, ensuring dual protection for you and your family at economic premiums.

Chola Tax Plus Healthline:

Chola Tax Plus Healthline, While a primary health insurance plan can cover hospitalization expenses, additional medical expenses such as medicine bills and diagnostic tests can be heavy on your pockets.

Chola MS Family Healthline Insurance:

  • First time purchase allowed up to 65 years of age
  • No Medical check up till 55 years of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

Individual Healthline Insurance:

  • First time purchase possible up to 65 years of age
  • No medical checkup till 55 years of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

Chola Topup Healthline:

  • Individual or floater sum insured up to Rs. 20 lacs
  • First time purchase allowed up to 65 years
  • Tenure options up to 3 years

Chola MS Critical Healthline Insurance:

  • First time purchase possible up to 65 years of age
  • Flexible Sum insured Rs3 Lakhs, Rs5 Lakhs, Rs10 Lakhs
  • Proof of expenses / hospitalization bills not required for claims
  • Income Tax exemption up to Rs20,00

Chola Hospital Cash Healthline:

  • First time purchase allowed upto 65 yrs of age
  • No Medical checkup till 55 yrs of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

Chola MS Car Insurance Plans:

Your car is your reason for joy, happiness and immense pride. It gives you independence, freedom and the ease to move around. While buying a car is always a great emotional moment for the entire family, it is also one of the most important purchase decisions you ever made.

Chola Protect:

Chola Protect is a one-of-its-kind Car insurance plan that is designed to give complete cover for your vehicles so that you can steer ahead into a secure future. In fact, this 360° motor protection policy has so many benefits that you won't be anything but happy - and safe - for miles and miles.

Chola MS Commercial Vehicle Insurance:

Chola Commercial Vehicle Insurance is a one-of-its-kind motor insurance policy designed to especially protect vehicles that are not used for personal purposes.
The vehicles covered under this policy include:

  • Passenger Carrying Commercial Vehicles: SchoolBuses, vans, taxis, etc.
  • Goods Carrying Commercial Vehicles: Trucks, mini trucks, etc.
  • Tractors
  • Miscellaneous Vehicles: Excavation, Cranes, Loader, etc.

Chola MS Travel Insurance:

We look forward to travelling as it is all about happy memories and great times. A trip can be fun and exciting if everything goes exactly the way we plan. But there is always a chance of things going awry, thanks to unforeseen situations that are completely beyond our control. While on a trip, the last thing one would want is a lost baggage, ill health, flight cancellations or missing documents. It could be tricky situation if you had to face any of such unpleasant circumstances in a foreign land.

  • Chola Overseas Travel Protection Policy: A business trip or vacation should be hassle-free and memorable. This is exactly what Chola Overseas Travel Protection Policy aims to provide. Whether you are travelling for work, to visit family or friends or to let off steam with an exciting holiday, all you need to do is choose the Chola Overseas Travel Protection Policy and leave all your worries behind.
  • Chola Student Travel Protection Plan: You are embarking on a new journey to chase your dreams and fulfill your ambitions. It is indeed a very proud and momentous occasion. However, staying miles away from your loved ones in a new country with strangers all around comes with its own bag of worries. Your safety, well-being, and financial security ... are a nagging concern for your parents.
  • Chola MS Corporate Travel Insurance: Chola MS Corporate Travel Insurance for businesses of all sizes offers Customizable policies that can be purchased in the name of the corporate entity. Your organization will then be able to issue individual trip certificated for those travelling on behalf of your company.

Chola MS Home Insurance Plans:

A home insurance policy is the only way to protect and safeguard your peaceful abode from such unexpected dangers. A good home insurance plan not only protects your house externally, but also covers the assets and valuable owned by you along with the structure. With a perfect Home insurance plan in your hand, you are completely equipped to weather any crisis that comes your way.

Chola MS Total Home Protect:

When you have worked hard to be able to own a home, shouldn't you go the extra step to make sure that both the house and the valuables within it are protected from misfortune? We, at Chola MS, bring you a home insurance plan that is as special as your coveted home - Chola Total Home Protect. This plan brings you triple benefits through a unique and revolutionary home insurance policy

CHOLA ACCIDENT PROTECTION:

A Personal Accident policy assures financial stability in such unfortunate cases and covers death, physical injuries and bodily burns. It helps you cope with the sudden financial burden and also brings your life back on track by providing a strong cover and protection. By buying a personal accident plan, you don't just invest in a policy but buy peace, safety and security for the entire family.

Chola MS Accident Protection Insurance:

`Chola Accident Protection' offers you the security of your future as well as that of your family in case of an unfortunate event or a sudden accident. We make sure your family gets all the desired support in case of such disaster. Individuals or family members become eligible for weekly compensation in case of loss of income caused by disability or death due to an accident.