Bharti AXA General Insurance Company Ltd



Bharti AXA General Insurance Company Ltd is a joint venture between Bharti Enterprises, a leading Indian business group and AXA, a world leader in financial protection has commenced national operations in August 2008. We are licensed with IRDAI (Insurance Regulatory and Development Authority of India). With our comprehensive and innovative insurance solutions, we make sure you find the right match for your insurance need. We offer insurance coverage across various categories - motor, health, travel, home, student travel, and more. You can easily purchase and renew policies from us online.

Some of the prestigious awards won by Cholamandalam MS General Insurance are:

  • Best insurance company award across Asia for "Health Insurer Claims Team for the year 2013" at the Claims Asia Awards 2013 held in Hong Kong
  • "Innovation Leader Award 2012" by Fintelekt
  • Best insurance company title for "In time Claims Settlement for the year 2011-12" in the Rashtriya Swasthya Bima Yojana (RSBY) scheme run by the Ministry of Labour & Employment, Government of India
  • Awarded "Financial Insights Innovation Award" for innovation in mobile enablement - Claims Survey Process in Asian Insurance Congress held at Singapore

Cholamandalam MS General Insurance Plans & Policy Portfolio
Chola MS Health Insurance Plans:

Life is priceless. But health comes with a heavy price especially when illnesses take over. With health insurance, you and your family are medically covered at an affordable premium

Bharti AXA Smart Health Insurance Policy:

The Smart Health Insurance Policy from Bharti AXA is one of the most comprehensive health insurance plan that is designed to protect you and your family.

Individual Health Insurance Plan:

In this, you can buy health insurance policy for yourself. You get the benefit of the sum insured amount wholly to yourself. You can also buy an individual plan for each member of the family by paying a separate premium for each plan.

Family floater Health Insurance Plan:

In this, you only have to pay a single premium for one family floater plan. One big sum insured amount is provided which is adequate for all the insured family members. All the members can claim using this single sum insured amount.

Chola MS Car Insurance Plans:

We care for you and your car. With car insurance, get a perfect blend of affordable premium and wholesome coverage as Third-Party Liability Coverage and Comprehensive Car Insurance

Two Wheeler Insurance:

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Bharti AXA smart personal accident insurance plan

One unfortunate incident in your life can haunt your financial well-being. Don't let that happen. With a small annual premium from your end, we compensate your personal accident related expenses. We offer the following plan.

Bharti AXA Smart Traveller Student Insurance :

Many students travel away from the comfort of their normal life to pursue education in a foreign land. But they may face sudden medical emergencies or financial problems when studying there. This could cause hindrances during the duration of their course. Our Bharti AXA travel insurance plan provides assistance and financial support to students in case of any emergency or unfortunate event.

We offer 4 variants with different travel sum insured and medical coverage. The Smart Traveller Standard, Silver, Gold, and Platinum have basic coverage of medical and travel emergencies. Some of the variants also have additional benefits covered such as personal liability and legal expenses. You need to choose a plan that best suits your needs.

Bharti AXA Smart Critical Illness insurance plan:

Nothing is really safe today. Neither the food you eat, nor the air you breathe. But you can't stop living life, can you? Today, the chances of serious ailments have increased manifolds. That's where you need our critical illness insurance cover, a type of health insurance policy that helps reduce your cost burden to a great extent.

Individual Critical Illness Insurance Plan:

In this, you can buy the policy for yourself. You get the benefit of the sum insured amount wholly to yourself. You can also buy an individual plan for each member of the family by paying a separate premium for each plan.

Family floater Critical Illness Insurance Plan:

In this, you only have to pay a single premium for one family floater plan. One big sum insured amount is provided which is adequate for all the insured family members. All the members can claim using this single sum insured amount.

Bharti AXA Smart Traveller Individual/Family Insurance Policy:

Don't just get a travel insurance plan. Focus on getting the right one that suits your needs. When you travel abroad, there are multiple risks that need to be covered. Be it loss of baggage/passport, cancellation of trips, illnesses/injuries or many other things- you need to be financially ready to face them. We offer 4 variants of the product.

Schengen country insurance:

As per the European Union (EU), 26 states form a part of the Schengen area. As per the Schengen agreement, if your reason for visit is tourism or business and the duration is less than 90 days, then you need the Schengen visa. But to apply for Schengen visa, having travel insurance to the particular country is compulsory. Depending on how much coverage you require, choose from Smart Traveller Schengen Silver, Gold, and Platinum variants. Here the minimum number of days per trip is 2 days and maximum is 365 days.

Annual Multi-Trip Insurance:

If you're travelling more than once a year, then choose our Annual Multi-trip plan. It covers you from the time you leave home till you return home and that too multiple times throughout the year. If you love shopping abroad or you're a business traveller, then the multi-trip policy works best for you. Depending on what suits your requirements, you can choose from Smart Traveller Multi-Trip Silver, Gold, and Platinum variants. In this trip, while 2 days are the minimum number of days, the maximum should not be more than 30 days, 45 days, and 60 days as per the plan you pick.

Non-Schengen country insurance :

When travelling to Non-Schengen countries, you require this type of plan. This is among the most widely chosen plan that offer multiple variants. The Smart Traveller Gold, Silver, Essential, Regular, and Basic plans are variations of our Non-Schengen insurance policy. Here the minimum number of days per trip is 2 days and maximum is 365 days.

Single Trip Travel Insurance :

If you're travelling just once a year, it is more sensible and cost-effective to opt for single trip policy. So, you can either choose the Schengen or Non- Schengen product depending on which country you're heading to. It covers you right from the date you board the flight from India to the international destination and till your return date to India. The single trip works best for those who plan an annual family vacation.