Apollo Munich Health Insurance



Apollo Munich Health Insurance is a joint venture between Apollo Hospitals Group and Munich Health. The Apollo Hospitals Group is Asia's largest integrated healthcare provider, while Munich Health draws on Munich's insurance and reinsurance in more than 40 countries. Apollo Munich Health Insurance offers comprehensive health insurance plans for individuals, families and corporates (group health insurance) with best coverage benefits. It's headquarters is located in Gurgaon, India and it has 40 operational offices covering major metros of India. Apollo Munich's health insurance plans are valid in all hospitals across India on a reimbursement basis and in around 4,000 trusted hospitals across 831 cities and towns including the 50 Apollo Group hospitals, where customers can avail "Cashless Hospitalization" service.

The company has been honoured with awards like Infosec Maestros Awards - 100 Top CISO 2015, Health Insurance Provider Award by Money Today (India Today Group) and Financial Planning Corporation (India) Pvt. Ltd. (FPCIL) in 2015 and many more. To protect individuals and family against financial emergencies they cover you against hospitalisation expenses from diseases, illnesses or injuries. Some of Apollo Munich Health Insurance Plans are

Individual Health Insurance Plans:

  • OPTIMA RESTORE INDIVIDUAL - The Unbelievable Health Plan: Optima Restore is an individual plan offering coverage from the age of 5 years to 65 years.
  • EASY HEALTH INDIVIDUAL - Our Most Popular Plan: The Easy Health plan offers a comprehensive cover for medical treatment of illnesses and accidents requiring in-patient hospitalisation.
  • OPTIMA CASH PLATINUM PLAN - Daily Hospital Cash Plan: Optima Cash is a daily hospital cash plan that provides support at the time of hospitalisation.
  • OPTIMA PLUS - Plus is a unique top-up health plan with the concept of deductible
  • OPTIMA VITAL - The Critical Illness Plan: The critical illness plan covers a list of 37 critical illnesses.
  • OPTIMA SUPER - Aggregate Top Up Plan: Optima Super is an aggregate top-up health plan that adds to your existing cover.
  • DENGUE CARE - Aggregate Dengue Coverage Plan Care plan offers coverage against any medical expenses incurred on inpatient or outpatient treatment for dengue.

Family Health Insurance Plans:

  • EASY HEALTH FAMILY FLOATER - Our Most Popular Plan: Easy Health is Apollo Munich Health Insurance's most popular plan and protects your family from unforeseen emergency expenses.
  • OPTIMA RESTORE FAMILY FLOATER - The Unbelievable Health Plan: Optima Restore offers a unique restore benefit, automatically reinstating the basic sum insured in case it is exhausted in a policy year at no extra charge.
  • OPTIMA SUPER FAMILY FLOATER - Aggregate Top Up Plan: Optima Super is an aggregate plan that offers varied sum insured and deductible combinations allowing optimum coverage as per requirements.
  • DENGUE CARE - Aggregate Dengue Coverage Plan Care plan offers coverage against any medical expenses incurred on inpatient or outpatient treatment for dengue.

Apollo Munich Travel Insurance:

  • EASY TRAVEL INDIVIDUAL - Individual: Apollo Munich Health's Individual Travel Insurance protects against illnesses, thefts and unexpected occurrences that can impact plans when travelling alone from an age of 6 months up to 70 years. The validity of insurance is for 180 days.
  • EASY TRAVEL FAMILY: Apollo Munich Health's Family Travel Insurance plan covers the individual, his or her spouse and up to four children under the age of 21 years from travel related emergencies.
  • EASY TRAVEL SENIOR CITIZEN: Senior citizen travel insurance is designed for mature people in the age group of 71-80 years who have a greater need for medical assistance services while travelling.
  • EASY TRAVEL ANNUAL MULTI TRIP: The plan provides overall protection to those who travel frequently throughout the year. This travel insurance plan is available in four variants - Platinum, Gold, Silver and Asian Region.
  • STUDENT TRAVEL INSURANCE: The plan provides overall protection to students studying in India & overseas.

Apollo Munich Personal Accident:

An Accident can happen anytime with anyone and everybody must be ready in advance to face the financial needs to recover from the Accident.

  • PREMIUM PLAN - Individual Personal Accident Insurance ensures the financial stability for you and your family in the event of accident along with extended cover for expenses in case of inpatient accidental hospitalisation
  • STANDARD PLAN: A Personal Accident Insurance ensures the financial stability for you and your family in the event of an accident.